It is renowned for the fabulous introductory offers, great customer service and the exclusive reward incentives.

The Bank of America and MBNA Corporation have together entered an alliance with the aim of providing additional financial service benefits to cardholders. Bank of America serves by checking and saving accounts, offering home equity lines, mortgages, investments and insurance, convenient banking services and the online services, health insurance coverage, payroll systems and useful information.

Money Return Visa Card And Its Features

Bank of America - Money Return Visa credit card comprises excellent cash back rewards and you get back a portion of the money you had paid in the previous year to the Bank in the form of interest.

The Money Return Visa Platinum offers the cardholder a special rebate program that comes with a reasonably and affordably low interest rate. At the end of the year, the card will permit you to get a check for 10% of the total interest paid over the last financial year.

When the refund amount is equal to or more than $2.00, the cardholders receive it in checks and if the amount is less than $2, it is simply credited to the account. Only, one must make sure that there are no discrepancies in the account (and statements) in order to be eligible for receiving the refund.

The only drawback of the card is that the cardholder has to carry a monthly balance for receiving a rebate. That being the case, there is not much to bother as the Bank of America - Money Return Visa card will offer you a very low annual percentage rate (APR) for the balance transfers and purchases. The card also gives you a 0% introductory rate, which is applicable to balance transfers and purchases for the initial six billing cycles. No annual fee is charged of you.

The card will be the right choice for you and will highly benefit you if you would like to avail the rebate from the incurred finance charges and simultaneously qualify for the lowest rate offered.

Perks

The Bank of America - Money Return Visa card is further blessed with benefits such as online banking facilities, travel and emergency assistance, automatic auto rental insurance and the like. The total security protection package will ensure that you shall have no liability for unauthorized uses of the card, provided that the concerned authorities are notified in time.

The purchase guard and purchase replacement features will see to it that your purchases are secure and safe. Get extra cards at no extra charges and opt for account checks at no extra costs. You will not only be receiving bilingual (English/Spanish) credit card statements, Braille and large-print statements will also be provided on request.