Stop paying credit card, personal loan or finance company interest rates. If you have more than three sources of personal finance you need to talk to Aussie Best Loans Centre about debt consolidation or debt relief. By consolidating your loans and credit cards you can reduce the amount you pay each month... as well as reducing the hassle and worry. Consolidate your creditDebt consolidation may be a workable solution to growing consumer debt on "interest free" finance, credit cards, car finance and personal loans which can place a burden on the family budget. This can blow out with a temporary job loss or unexpected event or spending on holidays or at Christmas, and leave you with a substantial burden of repayment at high interest rates to meet each month before you actually buy anything. If you want to have more free money every month, you may want to consider loan consolidation or debt consolidation, as it is known.