People today, increasingly go in for mortgages when it comes to buying property. With property prices shooting through the roof, it is not surprising that we have no means to by a house other than by taking a loan. Given this situation, we are lucky that personal finance is a growing market. That is the reason why we face no problems when we want to avail of mortgages to finance our house buying dreams. However, things may not always be hunky-dory. The burden of a mortgage can be a heavy one. In case of a short term financial crisis, paying off the mortgage can be a major headache.What do we do if our monetary situation takes a wrong turn? This could adversely affect the ease with which we had been paying off our mortgage dues. As we all know, in the case of a mortgage deal, the lender has the option of repossessing the property in case the borrower starts defaulting regularly on the loan amount. In most cases, borrowers are able to deal with the hefty installments that have to be paid. But occasional borrowers run into financial difficulties that add to one's financial worries. Things may even come to such a head that they face the prospect of eviction from their current home.Mortgages do go wrong sometimes. So what does one do to stop repossession and emerge out of debt? If possible, one could try and manage a quick house sale to get out of debt. By selling the house at prevailing market prices, one could get back enough to pay back the mortgage amount as well as afford alternative accommodation, even if it is a temporary situation. It may be a good idea to contact an expert to help you sell your house. When speed is the greatest necessity, you cannot sit around waiting for a buyer to take his own sweet time. Thus, an agent or broker would be just the thing.Another option that we may have in such a situation is to go in for sell and rent back. Some financial institutions offer such an option. They help you sell your house quickly and even allow you to rent it out. You also have the choice of buying back the same house once again when you are able to manage your money a little better. In case of a short term financial crisis, the sell and rent back idea could be just what the doctor ordered. At least you can continue living in the same house till you can buy it back.The thought of getting evicted can be very threatening. And in times of financial crisis, our need for a place to call our own is great. Thus, we should make a conscious effort to stop the lending institution from repossessing our property if we find it hard to pay the monthly installments. There are several ways and means of dealing with debt these days. Stopping repossession is no longer rocket science. We just need to find the right financial consultant to help us get through our financial troubles. Selling and renting out a house that is in danger of repossession may be a good option.