The Various Aspects of the Credit Card

The introductory annual percentage rate of this card is 0 percent; this rate is applicable on balance transfers or new purchase for the first twelve months. Once the introductory period expires, the annual percentage rate increase to 14.24 percent. The variable annual percentage rates depend on the prime rate.

If you pay your balance full each month then you are sure to reap great benefits. If, however, you plan to carry balances, you will invite unnecessary finance charges (due to the Two Cycles Average Daily Balance method used to calculate the finance charges).

The card charges no fees. You are not required to pay anything towards annual fee; there is nothing as participation fee, reload fee, application fee and/or inactive fee. The rewards for this card are in the form of miles.

The Credit Card Rewards

The Chase Travel Plus Platinum Visa Card is very apt for those who are interested in travel reward credit cards. If you are a credit savvy and credit worthy consumer, then this card is worth your needs.

The reward program for this credit card is very interesting. You will have to pay $29 to be inducted into the rewards program. There is the chance of earning one mile for every single dollar spent on the purchases. You can also use your accumulated miles towards hotel charges, car rentals, cruises and many more. The reward program enables you to save for 250 airlines.

The various platinum services of this card incorporate auto rental insurance, travel accident insurance, travel and emergency services and many more. You can also make transactions with your account from anywhere in the world through the Internet.

The other services of the platinum card include emergency card replacement, emergency cash replacement, lost and stolen card reporting and many more. The cardholders also get purchase protection and they will not be liable for unauthorized card transactions.

Therefore, if you love to travel, then you should start using the Chase Travel Plus Platinum Visa Card, which will enable you to save miles for your next vacation. Before you do so, go through the card limitations and restrictions.