The Facilities Of The Hilton Hhonors Platinum American Express Card

The points on the card never cancelled or invalidated as long as the card is active. There are no set limits on the points that can be earned annually. The card also comes without any annual fee or pre-set spending limit. The card offers a low introductory APR (2.90%) and balance transfers; it makes you eligible for the regular platinum benefits from the American Express.

The cards reward program depends on the points you earn through your purchases, which can be solely used at the Hilton chain of hotels. You will gain 5 points (along with 3 points for hotel stays in future) on your card for every dollar you spend. You can also earn 5 points on your card, if you make buys from gas stations, restaurants, drugstores, supermarkets, and the likes. Moreover, with qualifying hotel stays, the cardholder stands to gain points as well as frequent flyer miles. You can use your points when they have added up to a minimum of 7500 points. The category of the hotel will determine a free night (ranging between 10,000 points to 40,000 points).

You must be informed that the purchase of the Annual Percentage Rate (APR) is high. However, for the initial six months, the introductory APR appears to be low. Though, later on the rate shoots up. The card also does not have any annual fee.

The Hilton HHonors Card promises you a host of facilities. The card provides protection from fraud and also offers you extended warranties and purchase protection. The Hilton HHonors Platinum American Express Card also gives you travel benefits like car rental insurance, roadside assistance, medical referral services, a global assist hotline, no liability for unauthorized Internet transactions, legal referral services, up to $100,000 travel accident insurance, various discounts, year-end financial statement, Internet account related services, access to special events, emergency cash replacement and guaranteed hotel reservations.

If you are a frequent visitor to the Hilton family of hotels, then the accumulated points from this card will save your money quicker than the other hotel reward cards on offer. However, it will be advisable to think twice before opting for this card, if you happen to carry balance every month, especially after the low introductory rate ceases; the high interest rate will considerably reduce the savings you earn through the points.