Is It Costing You More To Work?
by Kara Kelso
http://www.momsmarketonline.com

With today's day care costs on the rise, and gas getting just as high, are you really making money with your job?

Make a list of all your costs. Include things like oil changes for the car, gas, day care, costs for eating out for lunch, and anything else you can possibly think of. Figure it out for the week, multiplying that number by 52. This will give you your total costs for a year.

Next if you are paid a salary, write down what that is for the year. If you are paid hourly, do your best to average out your earnings for one week and multiply that by 52.

Now take a look at those two numbers - your costs and your income. Which is more? The costs or the income? If your income is more, how much of that is going to taxes? Would you actually be saving money by staying home?

This simple excersize will give you an idea of what decision to make next. Whatever you decide, make sure you choose what's best for you!