It is known that car dealers, landlords, mortgage lenders, employers and many others do access your FICO score. Due to this it might be a brilliant idea to know your personal credit details as well. Your FICO score is in many ways key in determining your creditworthiness. Many factors are used in determining the amount of interest you will be asked to pay when you borrow, and the amount of credit you can receive. In short, the Score Power product from Equifax makes it easier to manage your personal finances in the area of matters concerning your credit.

With the benefits of this Equifax credit monitoring product, instant access online is available to your FICO score and credit report. An explanation of what your credit scores value is comes included with the service as does a breakdown of how you compare to the national average and a generalized graph of how most lenders will view your creditworthiness. With Equifax's Interactive Score Simulator, you can see how personal actions on your part can change your score. If you dont understand how the dynamics of credit scoring works, you can access certain useful tips to help you better understand your current credit situation.

The best feature I like is that with the service you are also issued a confirmation number you can use to access Equifax's features for free online credit disputes. When you purchase your Equifax credit report via the internet, this number is located at the top of the credit report. In as much the confirmation number is also located at the top of the report if you order the report via the regular U.S. mail. Do note that if you purchase your Equifax credit report via a reseller or Equifax affiliate your credit report confirmation number may not be present. With this confirmation number, you can fix errors quickly and simply. Also, accessing folks at their customer service department 7 days a week with any questions or concerns with the product is no problem at all.

Many folks may decide to upgrade to the 3-in-1 credit report with the Score Power features as well. This includes your credit history from all 3 major credit reporting agencies. Also as an option you can purchase Score Watch. With Score Watch you can monitor your credit scores and reports. This service will let you know when something has changed in your file that might affect your ability to get credit.

You can access more information on Equifax or more information on the Score Power product at http://www.credit-cards-with-rewards.com/Equifax_Credit_Report.htm .