The Platinum Business Card from Advanta allows small business owners to consolidate all their business-related expenses into a single credit card account. This is a great advantage indeed but the Advanta Cash Back Credit Card rewards are, beyond doubt, the strength of the Business card.

Before we proceed with the Advanta Cash Back Credit Card rewards, let us have a look at the card features:

• The card charges no annual fee and this is very unusual with credit cards.

• The card offers a 0 percent introductory annual percentage rate (APR) on balance transfers for the first 15 months. Then the APR changes to 7.99 percent. The most crucial point is that it a personalized card and therefore you can have your name on it. The low competitive interest rate allows you to carry the balance to the next month.

Rewards Program

The Advanta Cash Back Credit Card Rewards program promises you a host of benefits:

You can bag a full 5 percent rebate on purchases of gasoline, diesel, electronics, online advertising, other select items and products. You will also have an opportunity to earn 1 percent rebate on all the other purchases.

The rewards program enables you to earn points, which can be used for bonus cards, merchandise and gift cards or for travel rewards. You can earn one point for every dollar spent on all purchases made with the card. There is no limit to the number of points that can be earned in a year. But in a three-year time period the points are bound to expire. (During the billing cycle if your unpaid rewards reach $50, then you will get a $50 check.)

The other benefits of the card include insurance benefit for a rental car, access to the online account for monitoring the purchases and bill payments, online statements and management reports, warranty on purchases and many more benefits.

Equipped with card, you can also get discounts on those products and services, which are bought from those merchants who are a part of the Advanta network.

The Extra Benefits

The credit card allows the customers to enjoy a large number of benefits like auto rental insurance, purchase protection, extended warranty for purchasers, access to travel rewards or rebate program, personalized business checks, personalized billing dates and many more. The card also allows 0 percent fraud liability.