Getting a credit card is so easy these days. You get a form, fill it out, and if you fulfill the requirements, bang! You've got the card. But you need to be sure. Credit cards are not one size fits all. You can choose from a wide range of cards. Some are for specific groups of people and others are for those that want more than just your standard credit card.Standard Credit CardsIf you are a no-frills kind of a person, the standard credit card deal is the one for you. These credit cards may simply be issued for you to use or you can actually transfer other balances to them. This is the most common type of credit card and many times these offer the best interest rates because they are the standard and don't offer any special features or options. For those that are just looking to have some credit, this is a great option.Credit Cards for Those with Bad CreditThere are many credit cards out there now that are specifically for those that have had past credit issues. These cards are usually secured, have lower credit limits, and may have higher interest rates. If you have had some credit problems this is a great way to reestablish your credit worthiness so you are able to get one of the other credit cards again some time in the future. Start rebuilding your credit with such a credit card. Your credit scores will not remain damaged for long.Specialty Credit CardsThe term "specialty credit cards" refer to those that are for a specific group of people. This broad type of card also includes things like the student credit card that is advanced to students. These cards are often nice for students because they have low interest rates and they may not need to be paid off immediately, which is appealing for students who are paying their way through school.Another type of specialty credit card is business credit cards. Employees are often issues credit cards through their business and these cards often have large credit limits and many other perks that come along with them. Each business credit card usually has different features. There is nothing like a business credit card for people in the business world.Rewards Program Credit CardsLast but not least, there are the rewards program credit cards. These credit cards are generally reserved for those that have good credit. Each time the consumer uses their credit card they are awarded points or rewards for the use. The rewards may mean free gas money, free airline miles, free gifts, etc. These cards are really nice for those that use their cards often and will be able to take advantage of the rewards offered.Final ThoughtsAs you can see, there are many different types of credit cards for you to choose from. Before you sign any credit card application you should be sure to read through the fine print to be sure that it is right for you. There are all kinds of credit cards to choose from. Which one will you choose? Just look around before you make your choice.